OBSOLETE POLICY CHIP MANUAL |
Effective: July 30, 2007 - June 30, 2008
Benefits (per plan year) |
Co-pay Plan A* (0 - 100% or below FPL) |
Co-pay Plan B* (101 - 150% FPL) |
Co-pay Plan C* (151 -200% FPL) |
Provider Network |
Enrollees choose between Public Employees Health Plan and Molina Health Care then choose from their network of providers. The only exception is dental which is administered by PEHP and must be received through PEHP’s network of providers. |
Enrollees choose between Public Employees Health Plan and Molina Health Care then choose from their network of providers. The only exception is dental which is administered by PEHP and must be received through PEHP’s network of providers. |
Enrollees choose between Public Employees Health Plan and Molina Health Care then choose from their network of providers. The only exception is dental which is administered by PEHP and must be received through PEHP’s network of providers. |
Out-of-pocket maximum |
5% of family’s annual gross income |
5% of family’s annual gross income |
5% of family’s annual gross income |
Premium |
$0 |
$30/family/quarter |
$60/family/quarter |
Pre-existing Condition |
No waiting period. |
No waiting period. |
No waiting period. |
Deductible |
None |
None |
$250/person; $500/family for inpatient, outpatient hospital and major diagnostic services |
Well-Child Exams |
$0 |
$0 |
$0 |
Immunizations |
$0 |
$0 |
$0 |
Doctor Visits |
$3 |
$5 |
$20 |
Specialist Visits |
$3 |
$5 |
$25 |
Emergency Room |
$3 |
$5 |
$75 |
Ambulance |
$3 |
5% of total |
20% of total |
Urgent Care Center |
$3 |
$5 |
$25 |
Ambulatory Surgical & Outpatient Hospital |
$3 |
5% of total |
10% after deductible |
Inpatient Hospital Services** |
$25 |
$100 |
10% after deductible |
Lab & X-ray |
$0 for x-ray/lab tests under $350; $3 for x-ray/lab tests over $350 |
$0 for x-ray/lab tests under $350; 5% of total for each test over $350 |
$0 for x-ray/lab test under $350;20% of total for each test over $350, after deductible |
Surgeon |
$0 |
$0 |
$0 |
Anesthesiologist |
$0 |
$0 |
$0 |
Prescriptions |
|
|
|
Preferred Generic Drugs |
$1 for drug under $50; $3 for drug over $50 |
$5 |
$10 |
Preferred Brand Name Drugs |
$1 for drug under $50; $3 for drug over $50 |
$5 |
25% of discounted cost up to a 30-day supply, $5 minimum |
Non-Preferred Drugs |
5% of total |
5% of total |
50% of discounted cost up to a 30-day supply, $5 minimum |
Dental |
|
|
|
Exams, Fluoride, etc. |
$0 |
$0 |
$0 |
Selected Fillings, Crowns, etc. |
$3 |
$5 |
20% of total |
Mental Health** |
|
|
|
Inpatient Hospital |
$25 (20 day limit) |
$100 (20 day limit) |
30% after deductible (20 day limit) |
Outpatient Visit |
$3 (20 visit limit) |
5% of total (20 visit limit) |
30% of total (20 visit limit) |
Physical Therapy |
$3 (20 visit limit) |
$5 (20 visit limit) |
$25 (20 visit limit) |
Chiropractic Visits |
$3 (8 visit limit) |
$5 (8 visit limit) |
$25 (8 visit limit) |
Home Health & Hospice Care** |
$3 |
5% of total |
10% of total |
Medical Equipment & Medical Supplies** |
$3 |
5% of total |
20% of total |
Diabetes Education |
$0 |
$0 |
$0 |
Vision Screening |
$3 (limit 1) |
$5 (limit 1) |
$20 (limit 1) |
Hearing Screening |
$3 (limit 1) |
$5 (limit 1) |
$20 (limit 1) |
* Co-pay plans are based on your income. American Indian/Alaska Natives are not charged co-payments, premiums, or deductibles.
** Requires prior authorization or pre-notification.