220-3  Coverage Only Under a Limited Coverage Plan

Effective: July 1, 2007

Previous Policy

Some types of insurance which may provide some medical care do not make a child ineligible for enrollment in CHIP.  A child may be enrolled in or have coverage under any of the following types of limited coverage plans and still be eligible for CHIP enrollment.

A.     A plan which provides a limited scope of services such as dental or vision benefits only.

B.      Benefits for long-term care, nursing home care, home health care, community-based care, or any combination thereof.

C.     Coverage only for a specified disease or illness such as cancer.

D.     Workers' compensation or similar insurance.

E.      Coverage only for accident or disability income insurance, or any combination thereof.

F.      Hospital indemnity or other fixed indemnity insurance, (for example, plans which pay a fixed daily rate to the individual for inpatient stays.)

G.     Coverage for on-site medical clinics.

H.     Liability insurance, including general liability insurance, and homeowner’s or automobile liability/medical insurance.

I.       Other similar insurance coverage under which benefits for medical care are secondary or incidental to other insurance benefits.

J.       Credit-only insurance, which pays a loan payment during a period of incapacity of disability.

K.      Coverage issued as a supplement to liability insurance.